Reinstatement cost
assessments
Accurate rebuild cost valuations for buildings insurance. What it would truly cost to fully reconstruct your property if damaged.
Purpose
Buildings insurance rebuild cost
Accepted by
All major insurers
Turnaround
Within 10 working days
Based on
Latest construction costs
Market value vs. rebuild cost
These are fundamentally different concepts. Many property owners are dangerously under-insured.
Market Value
What your property would sell for on the open market.
- Includes land value
- Reflects location and condition
- Used for mortgages and sales
Reinstatement Cost
The actual cost to rebuild the property from scratch.
- Labour and materials to rebuild
- Essential for insurance coverage
Why This Matters
Many property owners insure based on market value alone. If a claim occurs, you may not have sufficient cover to fully rebuild. A professional reinstatement cost assessment ensures proper insurance protection.
What we include
Structural Rebuild
Foundation, walls, roof, internal walls, flooring, and structural elements.
Finishes & Fittings
Internal finishes, fixtures, fitted kitchens, bathrooms, and built-in elements.
Services & Systems
Electrical, heating, plumbing, gas, air conditioning, and all mechanical systems.
Professional Fees
Architects, surveyors, engineers, building control, and professional management.
Contingencies
Unforeseen costs during reconstruction and inflation adjustments.
Demolition & Debris
Cost to remove damaged structure and prepare the site for rebuilding.
Accurate assessments you can trust
London Specialists
Deep knowledge of London construction costs, labour rates, and materials.
Insurance-Accepted
Reports accepted by all major buildings insurance companies.
Current Costs
Assessments based on latest construction costs and market rates.
Comprehensive
Nothing missed. Complete assessment covering all aspects of reconstruction.
Quick Turnaround
Most assessments completed within 10 working days of inspection.
Clear Documentation
Detailed breakdown of costs. Clear methodology you can explain to insurers.
Questions? We have answers
Common questions about reinstatement cost assessments:
Ensure you're properly insured
Get an accurate reinstatement cost assessment. Accepted by all major insurers. Free quote within 24 hours.